SpendVerdict

City comparison · Rent & affordability

New York vs London: rent and cost of living

You can't compare New York and London rent in the same currency — but you can compare what share of income renters actually spend. In New York, the median renter spends 38% of income on rent; in London, it's 41%. That 3-point gap is a cleaner measure of financial pressure than raw rent amounts.

New York

Budget$1,900
Median$3,200
Premium$5,500

Confidence: medium

London

Budget£1,500
Median£2,100
Premium£3,500

Confidence: high

What renters actually spend (% of income)

New York

P25 renter28%
Median38%
P75 renter50%

London

P25 renter30%
Median41%
P75 renter54%

These are what renters actually pay — not recommended targets.

Salary needed for median rent (30% rule)

New York$128,000/yr
London£84,000/yr

Affordability verdict

New York is slightly easier on the wallet. The median renter spends 38% of income on rent there, versus 41% in London — a 3-point gap that compounds over time.

Check your affordability in New York →Or check London

Frequently asked questions

Is New York cheaper than London to rent in?

Yes — New York is more affordable relative to local incomes. The median renter in New York spends 38% of gross income on rent, versus 41% in London.

What salary do you need to rent in New York vs London?

To comfortably afford median rent at the 30% rule, you need $128,000/year in New York and £84,000/year in London.

What is the average rent in New York compared to London?

Median 1-bedroom rent is $3,200/month in New York and £2,100/month in London. Budget options (bottom 10%) start at $1,900 and £1,500 respectively.

Explore New York in detail

Cost of living guide: New YorkCan I afford $2,500 rent in New York?

Explore London in detail

Cost of living guide: LondonCan I afford £1,750 rent in London?

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