Last updated: March 2025
By using SpendVerdict ("the Service"), you agree to the following terms. Please read them carefully.
SpendVerdict is a free, informational tool that calculates a rent affordability ratio based on salary and city data you provide. Results are for general reference only and do not constitute financial, legal, or housing advice.
The Service is provided "as is" without any warranty of any kind — express or implied. We do not guarantee the accuracy, completeness, or timeliness of benchmark data. Salary and rent figures are statistical estimates based on publicly available sources; individual circumstances will vary.
Do not make significant financial decisions — such as signing a lease or accepting a job offer — based solely on SpendVerdict results. Always consult qualified professionals for advice specific to your situation.
To the fullest extent permitted by applicable law, SpendVerdict and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service or reliance on its outputs.
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All content, design, and code on SpendVerdict is owned by or licensed to SpendVerdict. You may share individual result screenshots or links for personal, non-commercial purposes with attribution.
Benchmark data is sourced from publicly available datasets including ONS, Destatis, INE, Statistics Canada, the OECD Income Distribution Database, and Numbeo (adjusted). We are not affiliated with these organisations. Their data is used under applicable open-data licences.
We reserve the right to modify, suspend, or discontinue the Service at any time without notice. These terms may be updated — continued use after changes constitutes acceptance of the revised terms.
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