SpendVerdict

Salary guide · AU

What salary do you need to live in Melbourne?

Rent in Melbourne ranges from A$1,500 to A$3,800/month. The salary you need depends on which tier you're aiming for. Despite the numbers, the median Melbourne renter spends 32% of income on rent — above the 30% guideline — because many earn less than the "comfortable" threshold.

Salary thresholds for Melbourne

Minimum / budgetA$51,429/yr

Afford the cheapest 10% of rentals (A$1,500/mo) spending 35% of income

Tight but possible in budget-end areas

ComfortableA$92,000/yr

Afford median rent (A$2,300/mo) at the recommended 30% rule

Standard benchmark for financial stability

Spacious / premiumA$182,400/yr

Afford upper-tier rent (A$3,800/mo) spending 25% of income

Room for savings and lifestyle spending

How Melbourne renters actually spend

Bottom 25% of renters spend23% of income
Median renter spends32% of income
Top 25% of renters spend44% of income

Source: Consumer Affairs Victoria rental data + ABS Housing Expenditure Survey 2022–23 · 2023

Context: Melbourne median income

City median annual incomeA$74,000/yr

The "comfortable" salary threshold (A$92,000/yr) is 24% above the city median income — explaining why housing costs are a pressure point for many local residents.

Check your own affordability →

Frequently asked questions

What is the minimum salary to live in Melbourne?

To afford budget-level accommodation (bottom 10% of the market, around A$1,500/month) without spending more than 35% of income on rent, you need roughly A$51,429/year gross.

What salary do you need to live comfortably in Melbourne?

Financial advisors typically recommend spending no more than 30% of gross income on rent. At Melbourne's median rent of A$2,300/month, that requires a gross annual salary of at least A$92,000.

Is A$74,000/year enough to live in Melbourne?

The city median income of A$74,000/year is below the A$92,000 needed to comfortably afford median rent at 30%. This is why 32% of Melbourne renters spend more than the 30% guideline on housing.

Explore specific salaries in Melbourne

A$40,000 salary in MelbourneA$60,000 salary in MelbourneA$70,000 salary in MelbourneA$110,000 salary in MelbourneA$150,000 salary in Melbourne

Profession guides for Melbourne

Software Engineer salary in MelbourneTeacher salary in MelbourneNurse salary in MelbourneDoctor salary in MelbourneAccountant salary in Melbourne

Explore further

Full cost of living guide: MelbourneCan I afford A$1,500 rent in Melbourne?Can I afford A$2,000 rent in Melbourne?