SpendVerdict

City comparison · Rent & affordability

San Francisco vs Seattle: rent and cost of living

Median rent in San Francisco ($2,900) is 26% higher than in Seattle ($2,300). But raw rent isn't the whole picture — what you earn locally determines how much pressure that rent actually puts on your budget.

San Francisco

Budget$1,700
Median$2,900
Premium$5,000

Confidence: medium

Seattle

Budget$1,300
Median$2,300
Premium$4,000

Confidence: medium

What renters actually spend (% of income)

San Francisco

P25 renter22%
Median30%
P75 renter42%

Seattle

P25 renter20%
Median28%
P75 renter38%

These are what renters actually pay — not recommended targets.

Salary needed for median rent (30% rule)

San Francisco$116,000/yr
Seattle$92,000/yr

San Francisco requires $24,000 more per year to comfortably cover median rent.

Affordability verdict

Seattle is slightly easier on the wallet. The median renter spends 28% of income on rent there, versus 30% in San Francisco — a 2-point gap that compounds over time. Median rent is $2,300 in Seattle versus $2,900 in San Francisco. Both lower rents and relatively stronger local incomes contribute to Seattle's affordability advantage.

Check your affordability in San Francisco →Or check Seattle

Frequently asked questions

Is Seattle cheaper than San Francisco to rent in?

Yes — Seattle is more affordable relative to local incomes. The median renter in Seattle spends 28% of gross income on rent, versus 30% in San Francisco.

What salary do you need to rent in San Francisco vs Seattle?

To comfortably afford median rent at the 30% rule, you need $116,000/year in San Francisco and $92,000/year in Seattle.

What is the average rent in San Francisco compared to Seattle?

Median 1-bedroom rent is $2,900/month in San Francisco and $2,300/month in Seattle. Budget options (bottom 10%) start at $1,700 and $1,300 respectively.

Explore San Francisco in detail

Cost of living guide: San FranciscoCan I afford $2,250 rent in San Francisco?

Explore Seattle in detail

Cost of living guide: SeattleCan I afford $1,750 rent in Seattle?

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