SpendVerdict

City comparison · Rent & affordability

Toronto vs Vancouver: rent and cost of living

Median rent in Toronto (CA$2,400) is 11% lower than in Vancouver (CA$2,700). But raw rent isn't the whole picture — what you earn locally determines how much pressure that rent actually puts on your budget.

Toronto

BudgetCA$1,500
MedianCA$2,400
PremiumCA$3,800

Confidence: medium

Vancouver

BudgetCA$1,700
MedianCA$2,700
PremiumCA$4,200

Confidence: medium

What renters actually spend (% of income)

Toronto

P25 renter26%
Median35%
P75 renter46%

Vancouver

P25 renter28%
Median38%
P75 renter50%

These are what renters actually pay — not recommended targets.

Salary needed for median rent (30% rule)

TorontoCA$96,000/yr
VancouverCA$108,000/yr

Vancouver requires CA$12,000 more per year to comfortably cover median rent.

Affordability verdict

Toronto is slightly easier on the wallet. The median renter spends 35% of income on rent there, versus 38% in Vancouver — a 3-point gap that compounds over time. Median rent is CA$2,400 in Toronto versus CA$2,700 in Vancouver. Both lower rents and relatively stronger local incomes contribute to Toronto's affordability advantage.

Check your affordability in Toronto →Or check Vancouver

Frequently asked questions

Is Toronto cheaper than Vancouver to rent in?

Yes — Toronto is more affordable relative to local incomes. The median renter in Toronto spends 35% of gross income on rent, versus 38% in Vancouver.

What salary do you need to rent in Toronto vs Vancouver?

To comfortably afford median rent at the 30% rule, you need CA$96,000/year in Toronto and CA$108,000/year in Vancouver.

What is the average rent in Toronto compared to Vancouver?

Median 1-bedroom rent is CA$2,400/month in Toronto and CA$2,700/month in Vancouver. Budget options (bottom 10%) start at CA$1,500 and CA$1,700 respectively.

Explore Toronto in detail

Cost of living guide: TorontoCan I afford CA$2,000 rent in Toronto?

Explore Vancouver in detail

Cost of living guide: VancouverCan I afford CA$2,250 rent in Vancouver?

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