SpendVerdict

City comparison · Rent & affordability

Singapore vs Toronto: rent and cost of living

You can't compare Singapore and Toronto rent in the same currency — but you can compare what share of income renters actually spend. In Singapore, the median renter spends 26% of income on rent; in Toronto, it's 35%. That 9-point gap is a cleaner measure of financial pressure than raw rent amounts.

Singapore

BudgetS$2,400
MedianS$3,800
PremiumS$6,500

Confidence: medium

Toronto

BudgetCA$1,500
MedianCA$2,400
PremiumCA$3,800

Confidence: medium

What renters actually spend (% of income)

Singapore

P25 renter18%
Median26%
P75 renter37%

Toronto

P25 renter26%
Median35%
P75 renter46%

These are what renters actually pay — not recommended targets.

Salary needed for median rent (30% rule)

SingaporeS$152,000/yr
TorontoCA$96,000/yr

Affordability verdict

Singapore is noticeably easier on the wallet. The median renter spends 26% of income on rent there, versus 35% in Toronto — a 9-point gap that compounds over time. Even high earners (top 25% of renters) feel the gap: they spend 18% of income on rent in Singapore vs 26% in Toronto.

Check your affordability in Singapore →Or check Toronto

Frequently asked questions

Is Singapore cheaper than Toronto to rent in?

Yes — Singapore is more affordable relative to local incomes. The median renter in Singapore spends 26% of gross income on rent, versus 35% in Toronto.

What salary do you need to rent in Singapore vs Toronto?

To comfortably afford median rent at the 30% rule, you need S$152,000/year in Singapore and CA$96,000/year in Toronto.

What is the average rent in Singapore compared to Toronto?

Median 1-bedroom rent is S$3,800/month in Singapore and CA$2,400/month in Toronto. Budget options (bottom 10%) start at S$2,400 and CA$1,500 respectively.

Explore Singapore in detail

Cost of living guide: SingaporeCan I afford S$3,000 rent in Singapore?

Explore Toronto in detail

Cost of living guide: TorontoCan I afford CA$2,000 rent in Toronto?

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